Take Test -

1. JN79. In case of any unethical practices in sales followed by an insurance company the clear cut impact will be shown in…



2. 5.13 Within how many years a complaint can be made through consumer protection act



3. r2. Which of the following falls under voidable contract?



4. EX25. Claim was settled, however full Sum assured was not paid though the policy was in force due to.....



5. r5.17 Which tax rate is applicable, in case of Client pays the premium of 5000/- and suffers illness before maturity?



6. 173. What kind of policy does the employer who has insurable interest in the life of an employee take?



7. 7. Which sentence is correct?



8. r5. A professional insurance market brings benefits to............



9. K6. Why ACR?



10. 606 The functions of the Insurance Ombudsman include:



11. 200. In which of the following bank deposits does the bank pay the principal and interest to the individual at the end of the term?



12. 5.32 As per IRDA regulations IGMS should be mandatory set up by



13. 635 In the context of financial planning, how is the difference between real needs and perceived needs best described?



14. 5.36 In a pension plan illustration what are the parts which shows the benefit for an annuitant?



15. KA25. Now a days commission details are a part of benefit illustration.The main purpose of including commission details in benefit illustration is to....



16. AA1. What do you mean by Double Income Family?



17. 643 Rakesh wants to buy a policy primarily for Risk Cover but at the end of the term he wants to get at least some return. Under which policy he will get these benefits



18. On19. Raju Has home loan for 20 lakh . He has 2 kids for them he likes to take plans for their future marriage and education. Which is most important for him?



19. KB20. If a person is missing for 7 years, claim can be given under certain circumstances, which is called ……..



20. 647 For an insurance agent, a low persistency ratio means :



21. 429, policies with bonus can be given to...........



22. Z1. Potential purchaser of product is called....



23. JN77. An insurance broker has been introduced by the IRDA...



24. 3.19 . The main protection need of a 20 year old is mostly.............



25. EX23. A contract comes into existence when………



26. 649 For annuity plans, before receiving regular/periodic annuity payments, the individual can make a lump sum withdrawal. This is known as commutation. Up to what proportion of the accumulated fund can be withdrawn?



27. ex2. The Non Government organizations(NGO) helps the insurance industry immensely in ....



28. a2. In the case of life insurance the risk ....



29. EX13. Life insurance the risk is determined on the basis of ..........



30. 11. Insurance are mainly divided into.............



31. ON52. As per prevention of money laundering act Non Government Organisations(NGO) comes under….



32. ON23. What should an agent do if a client accepts some but not all of agent’s recommendations even after trying to convincing him ?



33. KB7. The best method to resolve in the problem of taking a decision on investment is ……..



34. r4.4 Which of the following is a feature of WOP rider?



35. 146. Main reason for premium discount for a annual premium payment under a life insurance policy is because of issues relation to?



36. K33. The main purpose of the guaranteed insurability rider benefit is to give the policy holder the right to



37. 5.33 If a customer has mentioned he is a drinker in the proposal form, the insurance company can exclude this hazard and mention it in which part of the policy document?



38. 3.50 A claim was paid in a policy and it was advertised in the newspaper also. This indicates that the policy was….



39. K3. If later found insurable interest does not exist in a life insurance policy, then life insurance contract is……………….



40. 3.40 In a claim, the customer got much more than the Sum Assured. Why?



41. EX8. Insured can contact to seek the resolution of grievances they have against insurer to IRDA through:.....



42. 616 Insurance agents are



43. EX17. Principle of utmost good faith will operate in existing policy.....



44. KA34. The age of appointee should be more than--------



45. R4.28 The concept of insurance involves a transfer of....



46. ON 51. As per prevention of money laundering act High net worth( HNI) individuals comes under….



47. r23. Mediclaim policy provides.....



48. 5.46 The client of reinsurer is …..



49. 171. Who are the clients for Re-insurance companies?



50. None of the above ON56. the premium all the riders relating to health or critical illness in the case of term or group products shall not exceed -----of the premium of the main policy



 

You are using trial version now.
Full version has 1000 new questions in English, Hindi, Malayalam, and Tamil.To activate full version go to home page and login. You can pay activation charge using our secure payment gateway.Your account will be activated within 5 minutes automatically

 


For any Support Call: +91 09539066522