Take Test -

1. A1. By buying insurance one can have the benefit of ..............



2. 146. Main reason for premium discount for a annual premium payment under a life insurance policy is because of issues relation to?



3. 3.13 Persistency has increased from 82 % in previous year to 86 % this year . That means



4. 418. Due to some medical problem Naran got hospitalized and insurance Company paid him a fixed amount on daily basis, what kind of health Policy he bought ?



5. ON 51. As per prevention of money laundering act High net worth( HNI) individuals comes under….



6. KA36. By attaching waiver of premium rider with his basic policy , What is the protection the proposer going to get?



7. 21. When undertaking financial planning for individuals without capital, what savings need is likely to be addressed in every single case?



8. r5. A professional insurance market brings benefits to............



9. 5.21 Pooling of insurance applies to



10. 170. An indemnity bond was signed when the claim was paid. This indicates that the policy…..



11. 186. In the process of calculation of net premium, which will be deducted:?



12. 3.21 If the client does not wish to proceed with the recommendations right at the moment the agent should



13. K10. Sarath is the client and looking or large SA , and the proposal to be certified in the context of confidentiality with relevance to moral hazard, who is the concerned person to do? ..



14. KAA. When undertaking financial planning for individuals without capital, what savings need is likely to be addressed in every single case?



15. 4.11 E-sales means sales of insurance products through ................



16. a25. What is meant by a claim under insurance policy?



17. R2.4. If the employer has insurable interest in the life of an employee, he can take............



18. EX13. Life insurance the risk is determined on the basis of ..........



19. ON54. As per prevention of money laundering act politically exposed persons( PEP) individuals comes under….



20. 7. Which sentence is correct?



21. 147. In term of risk, mortality tables are used by Life Insurance companies in order to help them quantify the…..



22. 173. What kind of policy does the employer who has insurable interest in the life of an employee take?



23. 28. Insurance Companies are governed by .......



24. 211. In the process of settling maturity claims...



25. Q2. Ramesh is 35 years old. He wants to buy a retirement plan. What plan he cannot buy?



26. KB12. Which of the following has weekly premium payment option?



27. ON15. The complaints received by the Ombudsman are dealt with ……….



28. KB17. NGOs are helping insurance company to ………



29. K32. While recommending a pension policy to a client it is a solution of what key problem?.



30. 616 Insurance agents are



31. 30. Micro Insurance is meant for................



32. ON7. Ensure the orderly growth of the insurance industry is an objective of ……..



33. 643 Rakesh wants to buy a policy primarily for Risk Cover but at the end of the term he wants to get at least some return. Under which policy he will get these benefits



34. EX14. Life insurance company determine the level of risk based on



35. 239. Mr. Xavier wants a life cover for the term of 20 Yrs. Also he wants a modest amount if he survives through the term. Which plan should he buy ?



36. ON23. What should an agent do if a client accepts some but not all of agent’s recommendations even after trying to convincing him ?



37. 603 Whose signature is required on attestation of the policy?



38. JN77. An insurance broker has been introduced by the IRDA...



39. K33. The main purpose of the guaranteed insurability rider benefit is to give the policy holder the right to



40. r15.Insurance marketing without any middlemen is called ................



41. 199. During Fact-finding, ‘3’ rating indicates:



42. 5.8 Incase of presumption of death



43. KA16. Apart from the salary level, what other key features of Arjun's job is likely to have a major impact on the level of his pension life insurance and health insurance needs?



44. K28. The main protection need of a 20 year old is mostly.............



45. r412. To avail the income tax benefit at investment stage, premium should be maximum .......



46. 610 What is commutation of installments



47. r4.4 Which of the following is a feature of WOP rider?



48. 638 If the client does not wish to proceed with the recommendations right at the moment the agent should



49. EX20. In case of life insurance, Insurable interest must exist.....



50. KB18. Third party administration is a part of ………..



 

You are using trial version now.
Full version has 1000 new questions in English, Hindi, Malayalam, and Tamil.To activate full version go to home page and login. You can pay activation charge using our secure payment gateway.Your account will be activated within 5 minutes automatically

 


For any Support Call: +91 09539066522