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1. 3.14 A satisfied client will lead to

2. KB22. Under which circumstances the SA of a ULIP policy reduced later?

3. 5.9 If insured gets the two advance payment in the 5yrs and in the maturity he gets rest of sum assured. What type of policy is it?

4. JN83. A customer complains regarding change of address for his policy which was received by the officer after 2 days of his complaint. What is the stipulated time frame within which an insurer is supposed to respond after receiving any communication from its policyholders?

5. 634 How are perils and hazards normally distinguished under term insurance policies?

6. 5.11 Shailesh and Balu want to retire in the age of 65yrs. But Shailesh pays more monthly payment than Balu. Why?

7. 148. When a person set aside money to cover the possibility of the job loss, the best in this situation is to invest in bank deposit or in:

8. ON8. The insurance company has to acknowledge receipt of a complaint of a customer with in ……… working days

9. 5.15 One person wants to take term plan for 20 lakh and wants to take ADB rider, he is not sure of how much sum assured he needs to take for ADB rider. What is your suggestion?

10. 11. Insurance are mainly divided into.............

11. 199. During Fact-finding, ‘3’ rating indicates:

12. 635 In the context of financial planning, how is the difference between real needs and perceived needs best described?

13. K10. Sarath is the client and looking or large SA , and the proposal to be certified in the context of confidentiality with relevance to moral hazard, who is the concerned person to do? ..

14. r2. Which of the following falls under voidable contract?

15. ex4. If a client wants to compare between all financial products then the best person he can approach is

16. ON55 . As per prevention of money laundering act film personalities comes under….

17. 216. Aji has taken a term plan for 20 years. In the 3rd year he suffered financial crisis due to which he was unable to pay premium within grace period and died after 1 month. The nominee files a claim and is rejected because

18. ON24. If the client object that other companies product is better, what the agent should do?

19. 239. Mr. Xavier wants a life cover for the term of 20 Yrs. Also he wants a modest amount if he survives through the term. Which plan should he buy ?

20. 621 What key event is most likely to prevent insurer from ensuring that each insured person brings a fair premium to the pool for the risk presented?

21. 147. In term of risk, mortality tables are used by Life Insurance companies in order to help them quantify the…..

22. AA2. In which of the following case there is no defined retirement age?

23. 142. If Rahul buys a joint life plan along with his wife then according to the IRDA’s code of conduct for agents, the agent has to act in the interest of:

24. 5.22 Insurance companies are required to honor the awards passed by the Insurance Ombudsman within how may days

25. 4.31 If a person is concentrating more on health plan and retirement plan then at which stage of life is he in.

26. 632 Fact Find Process helps to

27. 418. Due to some medical problem Naran got hospitalized and insurance Company paid him a fixed amount on daily basis, what kind of health Policy he bought ?

28. JI23. XYZ Insurance Company has started promoting their insurance products mostly through television and news paper advertisements. Hence, the said company is operating through ...

29. 140. What are the financial planning need for a 38 year old lady with 2 year young daughter, whose husband has passed away leaving enough insurance cover?

30. 5.20 In case of life insurance, the insurable interest should exist

31. 607 If a client needs Mediclaim to cover health insurance which insurer he needs to apply.

32. 4.26 Samir is married and he has only one partner, with dependant parents and no child, which should be his priority

33. None of the above ON56. the premium all the riders relating to health or critical illness in the case of term or group products shall not exceed -----of the premium of the main policy

34. r21. The obligation of the insurer for the endowement policy is mentioned in .......

35. K4. A contract exist between insurer and proposer when.........

36. 192. In term policy loading is added for:..............

37. JI3. Who is a regulator, supervisor and monetary authority of the financial system in India?

38. 5.35 When should an agent disclose the commission which he will earn from the product which he is going to sell

39. On19. Raju Has home loan for 20 lakh . He has 2 kids for them he likes to take plans for their future marriage and education. Which is most important for him?

40. 29. One can have insurance policy from

41. Q1. Mr.Sarath has taken a moneyback policy . He received 25% of the SA in two times. IF he dies now what is the death claim payable?

42. r36. Ideal product recommendation for a private sector working single woman with 5 years child and no previous insurance and invesments with small budget?

43. KA16. Apart from the salary level, what other key features of Arjun's job is likely to have a major impact on the level of his pension life insurance and health insurance needs?

44. r5.17 Which tax rate is applicable, in case of Client pays the premium of 5000/- and suffers illness before maturity?

45. ON4. Any violation of the code of conduct as may be specified by the regulatory body may lead to the disqualification of the agent. Which act states this?

46. 132. The main function of IRDA’s Grievance Redressal Call Centre is to educate the policyholder’s regarding

47. 4.24 Rajan is married & has 4 year old son. Which insurance plan is suitable for him?

48. R3.44 Mr. Suresh dies before the grace period is over without paying the premium, what is the claim payable

49. 417. The life expectancy in India is constantly improving . This also brings new challenges. These challenges can be met through ....

50. 211. In the process of settling maturity claims...


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