Take Test -

1. 5.31 If a valid claim is delayed by the insurer then the interest for the same will have to be paid by the insurance after how many days from the date of admission of the claim?

2. 625 The best way to prove that customer of a ULIP policy is given awareness about the commission paid to the agent is

3. 5.2 After maturity In a Unit Linked Life Insurance Policy, customer does not get maturity amount in a lump sum. What is the possibility of receiving it in installments if it is not a annuity plan?

4. KA25. Now a days commission details are a part of benefit illustration.The main purpose of including commission details in benefit illustration is to....

5. 211. In the process of settling maturity claims...

6. a26. Who will take the initiation to settle the maturity claim process?

7. k26. A policy document for a money-back policy includes the statement the proposal and declaration signed by the proposer form the basis of the contract. In which main section of the policy document will this normally appear?

8. 418. Due to some medical problem Naran got hospitalized and insurance Company paid him a fixed amount on daily basis, what kind of health Policy he bought ?

9. KB15. One of the method to approach IRDA is toll free number. The other one is …

10. 16. Which is not a part of General Insurance?

11. 4.31 If a person is concentrating more on health plan and retirement plan then at which stage of life is he in.

12. 21. When undertaking financial planning for individuals without capital, what savings need is likely to be addressed in every single case?

13. KA34. The age of appointee should be more than--------

14. 3.38 Client died in 89th day from DOC. In which category he is not eligible for claim

15. EX23. A contract comes into existence when………

16. K35. According to the section of 44 of the insurance act 1938, an insurance agent who worked for an insurance company continuously for 20 years, renewal commission due to him after the termination of his agency can only be withheld if...

17. KB18. Third party administration is a part of ………..

18. R414. Rahim is planning for investment. While calculating the expected returns from investments and savings, he should make provisions for

19. 3.25 Kiran is married and his daughter Neha is 3 years old. Which plan can he take?

20. 631 After taking a 30 yrs term plan the client died in 8 months, the company rejected the claim by saying not as per standard conditions of policy. Due to which standard condition the claim is rejected?

21. ON9. If the customer is dissatisfied with the solution provided by the customer care cell he can approach ……

22. KB8. In a fact-finding process it revealed that the client has to no protection need. The client’s life stage may be ………..

23. 5.32 As per IRDA regulations IGMS should be mandatory set up by

24. KB17. NGOs are helping insurance company to ………

25. ON26. The benefit illustration document show the growth rate of 6% and 10% as assumed by-------

26. AA1. What do you mean by Double Income Family?

27. ON23. What should an agent do if a client accepts some but not all of agent’s recommendations even after trying to convincing him ?

28. 3.48 In case of confirmed accidental death, the benefit is paid in the form of

29. EX15. Harish takes a life insurance policy for Ramesh. Which of the following statement best describes the principle of Insurable Interest.

30. KB10. Mr. Biju has 30,00,000 in his pension fund. He commutated 10,00,000. What is the tax implications?

31. Z21. Loan under policy should not exceed.....

32. KA16. Apart from the salary level, what other key features of Arjun's job is likely to have a major impact on the level of his pension life insurance and health insurance needs?

33. 239. Mr. Xavier wants a life cover for the term of 20 Yrs. Also he wants a modest amount if he survives through the term. Which plan should he buy ?

34. ON12. Which is not a result of unethical behavior?

35. 3.39 Mr. Customer has taken a policy and died before receiving the document which was dispatched by the insurer

36. r35. Insurance is important part of...........

37. KB7. The best method to resolve in the problem of taking a decision on investment is ……..

38. R10. Which sentence is correct?

39. EX21. An individual is said to be competent to enter into a contract if they are....

40. K2A. Abhishek recently arranged a life insurance policy under which he is classed as the master policyholder this address his role as..

41. 139. The process of de-tariffication is referred as……

42. 18. Life insurance Agents can deal with.................

43. 189. In case of widowed woman financial planning should ensure:

44. ex3. Who is the customer of a Re insurer.....?

45. 186. In the process of calculation of net premium, which will be deducted:?

46. JN86. In term insurance policy if there is loading , it clearly depicts-

47. 199. During Fact-finding, ‘3’ rating indicates:

48. 9. Which is one of the following statement is correct,

49. K33. The main purpose of the guaranteed insurability rider benefit is to give the policy holder the right to

50. 177. As per AML guidelines the max cash accepted is:


You are using trial version now.
Full version has 1000 new questions in English, Hindi, Malayalam, and Tamil.To activate full version go to home page and login. You can pay activation charge using our secure payment gateway.Your account will be activated within 5 minutes automatically


For any Support Call: +91 09539066522