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1. 3.47 During claim insurer deduct Rs. 10,000 in spite of having no Lien and all due premiums are paid. What are the other reason for deducting the same?



2. AA2. In which of the following case there is no defined retirement age?



3. 19. Which sentence is correct?



4. ON26. The benefit illustration document show the growth rate of 6% and 10% as assumed by-------



5. K28. The main protection need of a 20 year old is mostly.............



6. 3.29 After undertaking financial planning exercise, the prospective client said that he does not have funds for investments. To resolve this query, which skill of an agent would be tested?



7. R3.44 Mr. Suresh dies before the grace period is over without paying the premium, what is the claim payable



8. ON17. If there is no agreement for settlement and the recommendation is also not acceptable to complainant, Ombudsman will grant ……



9. 3.23 According to Insurance Brokers Association of India, what is the most appropriate relationship between Insurer and Broker?



10. ON 51. As per prevention of money laundering act High net worth( HNI) individuals comes under….



11. ON22. During sales process, if the client disagrees with the recommendation of agent, the agent should



12. 173. What kind of policy does the employer who has insurable interest in the life of an employee take?



13. KB3. Manoj has taken an insurance plans from A company. But he purchased the annuity from B company. Which feature of pension plan reflects here?



14. 5.35 When should an agent disclose the commission which he will earn from the product which he is going to sell



15. K34. In the context of financial planning, how is the difference between real needs and perceived needs best described



16. K4. A contract exist between insurer and proposer when.........



17. JN77. An insurance broker has been introduced by the IRDA...



18. r18. Raju is investing directly in corporate bonds. In what form will he receive the income?



19. 5.49 According to Insurance Brokers Association of India, what is the most appropriate relationship between Insurer and Broker?



20. JI14. For assessing the risk of a group health insurance policy, which of the following information is the most critical ?



21. ON10. What is the IRDA initiative to curb inaccurate advise and misselling?



22. 5.24 An elderly person wants to use tax efficient investment and invests in senior citizen saving scheme. Its the impact in his taxation



23. 3.7. An agent should disclose the commission if ....



24. 3.43 No of days within which the death claim has to be paid after the necessary documents have been received



25. EX9. lung cancer and smoking . ...



26. 606 The functions of the Insurance Ombudsman include:



27. ON18. In a death claim filed by Anjali mentioned that her son Asok died a natural death. The insurance company rejected the claim saying that it was not a natural death claim. Her insurance agent is Amar. What he should do?



28. a27. Policy holder has choice for making complaint to



29. 189. In case of widowed woman financial planning should ensure:



30. JN9. With reference to the principle of indemnity a life insurance policy is a.---



31. 9. Which is one of the following statement is correct,



32. 139. The process of de-tariffication is referred as……



33. KB18. Third party administration is a part of ………..



34. JI2. If a person is concentrating more on health plan and retirement plan then at which stage of life is he in.



35. AA1. Apart from conducting a comprehensive fact-find, the other main action that an insurance agent can take at outset to minimize the risk of subsequently receiving a customer complaint is to......



36. KA20. The main reason why a life insurance proposal form often asks for the proposer's height is to enable a reasonable comparison with the proposer's?



37. 144. The primary object of Fact Finding is............



38. 5.12 What will be the lien amount in 3rd year as compared to the 4th year of lien.



39. EX25. Claim was settled, however full Sum assured was not paid though the policy was in force due to.....



40. 630 If a person already suffering from some disease and had not mentioned it in the proposal form then as per IRDA code of conduct the agent should



41. JI1. How are perils and hazards normally distinguished under term insurance policies?



42. 211. In the process of settling maturity claims...



43. 197. During fact finding, what will be the next step after Identifying clients need:?



44. 3.41 Without submitting any form of claim, a life insurance policy holder received payments of maturity. Then what type of policy he is holding ?



45. ON12. Which is not a result of unethical behavior?



46. 5.47 A customer gets periodic benefits without any claim and then when he dies during the term of the policy, his nominees gets the sum insured. What type of policy is this?



47. JN84. Saurabh is 25 years old young man and has invested a pretty good amount in shares. Recently he is shifting his investments to Gold ETF. Now state which of the following is the most likely motive of doing so?



48. R5.1 What is the key function of Natonal Insurance Academy ?



49. r5. A professional insurance market brings benefits to............



50. KB5. Without submitting any documents proposer has received survival benefit. Which plan is this?



 

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